Yoink! How to Snag Your Cash from PayPal and Scoot it Over to Revolut: The Ultimate, No-Sweat, Hilariously Detailed Guide!
Okay, listen up, because this is the money move equivalent of pulling off a heist, except way less dramatic and you won't need a snazzy mask. You've got that sweet, sweet PayPal cash chilling, maybe getting dusty, and you're thinking, "Hold up, I want that dough in my super-slick, multi-currency-loving Revolut account!" You're basically trying to get your money to cross the digital border, and trust me, it’s not always a straight shot. It's like asking a taxi driver to take the scenic route through a wormhole—totally possible, but you need the right directions.
Fear not, my financially savvy friend. We’re about to break down this process like a stale graham cracker. It's a journey from the old-school digital wallet to the new-age financial superhero. Let's get this party started!
Step 1: Prep Work – Get Your Revolut Deets Dialed In
Before you even think about touching that "Withdraw" button on PayPal, you need to make sure your Revolut account is ready to receive the money like a fancy doorman waiting for a VIP. This step is crucial, so don't be a goofball and skip it.
1.1 Find Your Revolut Bank Account Information
This is where things get a little different depending on where you hang your hat (and where your PayPal account thinks you live). Revolut isn't a traditional bank in every region, but it gives you all the bank info you need for a smooth transfer.
Open the Revolut App: Log in and head over to your main account screen.
Tap on the Currency: Select the currency you want to withdraw from PayPal. Pro Tip: If your PayPal money is in USD, you should try to withdraw it to your Revolut USD account to dodge a currency conversion fee on PayPal’s side, which can be a real buzzkill.
Find the Deets: Tap the flag icon or the account details/bank details section right under your balance. You'll see the magic numbers:
Local Details: This is usually your Sort Code and Account Number (for UK GBP) or the local equivalent. PayPal often prefers these.
IBAN/SWIFT: This is the big, long number (the International Bank Account Number) and the BIC/SWIFT code for international transfers. You might need this if your local details don't fly.
Important Security Check: Seriously, double-check that the Revolut account details you use match the country/currency of your PayPal account as much as possible. PayPal can get cranky and reject the transfer if the names or countries don't line up, which is a major time sink.
1.2 The "Linking" Vibe Check
QuickTip: Pay close attention to transitions.
You need to link your Revolut account to your PayPal. It’s a digital handshake that proves you are, in fact, the boss of both accounts.
Login to PayPal: Hit up the PayPal website—sometimes the app can be a little finicky for linking new accounts.
Navigate to Wallets: Look for the 'Wallet' or 'Bank accounts and cards' section.
Click 'Link a bank account': Get ready to input those digits you just grabbed from your Revolut app. Choose to link a bank account, not a card, for withdrawals.
Enter the Info: Plug in your Revolut's bank name (it's often the name of the bank Revolut uses in your region, which you'll find with the details) and the Sort Code/Account Number or IBAN.
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| Can I Move Money From Paypal To Revolut |
Step 2: The Confirmation Caper
PayPal is all about security (which is great, but also slow, bless its heart). They aren't just going to take your word for it that this new bank account is yours. They need proof!
2.1 The Mini-Deposit Mission
After you link the account, PayPal will usually perform a small, almost ridiculously tiny, test deposit. This is where your patience gets tested.
Wait and Chill: This transfer can take anywhere from 2 to 5 business days. Yeah, I know, archaic, but that’s the deal. Go watch a movie or something.
Check Revolut: Once the deposit hits your Revolut account, check the transaction history. PayPal will usually send two teeny-tiny deposits, each with a unique 2 or 4-digit code in the transaction description. It might look something like "PAYPAL CODE 1234."
2.2 Verifying the Account (The Code Reveal)
Now that you have the secret code, it’s time to go back to PayPal and prove you’re the master of the universe (or at least, the Revolut account).
Back to PayPal: Log in again and go to the 'Wallet' section.
Click the Unconfirmed Bank: You'll see your Revolut account listed but probably marked as 'Unconfirmed' or 'Pending'. Click on it.
Enter the Confirmation Codes: Type in the small amounts or the code you found in the Revolut transaction description. Boom! Your Revolut account is now officially linked and ready for business!
Tip: Summarize the post in one sentence.
Step 3: The Grand Withdrawal
The stage is set, the accounts are linked, and your money is practically begging to be moved. It’s time for the main event—the actual withdrawal.
3.1 Initiating the Transfer on PayPal
This is where the magic happens, or at least, the start of the process.
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In Your PayPal Account: Go to the 'Wallet' or 'Summary' page.
Find the 'Transfer Money' or 'Withdraw' Button: Click on this digital escape route for your cash.
Choose Your Source and Destination:
Source: Select your PayPal balance (that dusty money we talked about).
Destination: Pick your freshly-verified Revolut bank account.
Select the Amount: Be mindful of the currency. If you're transferring $100 USD from a USD balance to a USD Revolut account, you should generally get the best rate. If your PayPal money is in EUR and you choose to transfer to your Revolut GBP account, PayPal will slap you with their own exchange rate and potential fees, which is the financial equivalent of a jump scare. Always try to match currencies!
3.2 Review and Send Off the Loot
Review the Summary: PayPal will show you the amount, the estimated fees (if any—sometimes it’s a free ride for standard bank transfers!), and the estimated arrival time. A standard withdrawal is typically free but takes 1-3 business days. They might offer an "Instant Transfer" for a fee; weigh your need for speed against the cost.
Click 'Transfer Now': Hit it! You've just launched your money on its journey.
Step 4: Revolut's Waiting Game (The Chill Zone)
You’ve done all the heavy lifting. Now, it's Revolut's turn to do its job, which, thankfully, is usually pretty snappy once the money leaves PayPal’s clutches.
Tip: Don’t skip — flow matters.
4.1 Checking the App
Keep an Eye on Revolut: You’ll likely get an in-app notification when the money lands. Check the 'Transactions' section.
Transfer Time: As mentioned, the standard PayPal transfer is often 1 to 3 business days. If it's a weekend, or a national holiday, forget about it—you’ll have to wait for the banks to get back to work.
4.2 Troubleshooting (When Things Go Sideways)
If the money hasn't shown up after the expected window, don't panic!
Double-Check the Details: Did you use the correct Revolut account number/IBAN and sort code/BIC? Re-verify everything.
Currency Mishap: Did you try to transfer EUR to a GBP-specific account? Sometimes this causes delays or rejections.
Contact Support: If the trail has gone cold, start with PayPal Support, as they initiated the send. If they confirm the transfer went through, then hit up Revolut Support via their in-app chat. They are usually pretty good at tracking down lost digital treasures.
Congratulations! You've successfully moved your money and avoided all the unnecessary fees and drama! Time to treat yourself to a non-fat latte or whatever financial ninjas do.
FAQ Questions and Answers
How long does a PayPal to Revolut transfer actually take?
A standard withdrawal from PayPal to a linked bank account like Revolut typically takes 1 to 3 business days. PayPal offers an Instant Transfer option in some regions and currencies, but they usually charge a small fee for that speed boost, so read the fine print!
Tip: Don’t skim — absorb.
Can I link my Revolut card instead of the bank account for withdrawal?
While you can often link your Revolut card (Visa or Mastercard) to PayPal for purchases, PayPal generally requires you to link the actual bank account details (Sort Code/Account Number or IBAN) to facilitate a withdrawal of funds from your PayPal balance. Using the card for withdrawals is not the standard or recommended method.
Will PayPal charge me a fee to move money to Revolut?
In many cases, withdrawing funds in your local currency to a linked local bank account (which Revolut provides) is free for the standard transfer speed. However, PayPal will charge a fee if a currency conversion is involved (e.g., withdrawing a USD balance to a GBP Revolut account), or if you choose their "Instant Transfer" option.
What should I do if my Revolut account number is not accepted by PayPal?
First, ensure the name on your PayPal account exactly matches the name on your Revolut account. If the names don't match, the transfer will fail. Second, ensure you are using the correct local bank details (e.g., UK details for a UK PayPal account) that Revolut provides. If all else fails, try using the IBAN and BIC/SWIFT details instead, or contact PayPal support to investigate the specific error message.
Is it safe to link my PayPal and Revolut accounts?
Yes, linking accounts via the official process is a standard, secure operation. Both PayPal and Revolut use advanced security protocols, including encryption and two-factor authentication. Always be vigilant about phishing scams, but the process of securely linking your bank account details for withdrawal is a safe and common practice.
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